Most used e-commerce payment methods in the U.S. 2016-2023, with 2027 forecast
user experience with mobile payment apps such as PayPal. The figures shown here are from before Apple entered the United States BNPL market. Installment loans through this specific provider may increase the market share of buy now, pay later. Apple Pay Later rushed to a penetration rate not far behind Affirm, only months after launch.
BNPL was not the most used payment method in U.S. e-commerce in 2022, although it did grow relatively quickly. The United States prefers credit cards and mobile wallets over other payment options, likely due to the popularity and